Press Releases

Miami Lender Grows in the Face of Stricter Financing Guidelines

Miami, FL, November 22, 2009 - A&D Financial Mortgage Company has grown 20% percent this year and is poised to grow 65% percent over the next three years to meet the anticipated demand for private residential and commercial loans. With an estimated $3.5 trillion in commercial in addition to residential loans to be refinanced nationally over the next decade, many public lenders will be unable to provide the needed money as a result of the ongoing credit crisis and depressed property values.

“We are well positioned to fill the gap left by local banks and public lenders,” said Michael DeMoya, Vice President, Business Development, A&D Financial Mortgage. “Our processes assure quick, safe and rewarding transactions for our borrowers and investors, which their testimonials affirm.”

A&D Financial Mortgage’s success is attributed to it staff of highly-skilled and experienced loan professionals, and its sophisticated lending practices. While most private lenders do not adhere to strict underwriter guidelines, physical inspection of properties, and certified appraisals to ensure loan repayment; A&D Financial Mortgage has been a leader in this area.

“We are a life preserver for property owners who have few places to turn for money needed to keep their properties,” said Makism Slyusarchuk, Vice President, A&D Financial Mortgage. “Meanwhile, the volatile stock market has driven investors to us because we offer the best available return on a risk-free investment.”

A&D Financial Mortgage serves property owners with at least 60 percent equity in their properties. Unfortunately, this eliminates about half of all commercial property owners today due to plunging property values. Many industry experts believe that pending commercial loan foreclosures seriously threaten the nation’s economic recovery. And unless the Federal government acts effectively, many banks and other public lending institutions will be forced to close, leaving even fewer commercial lending options.

A&D Financial Mortgage Company has provided more than $ 8 million in loans since 2007 to commercial and residential property owners, as well as foreign nationals, without a single late payment. In addition it offers flexible financing programs for luxury residential home and condominium borrowers. By offering competitive, short-term loan rates to borrowers and an excellent return for the investors, A&D FMC expects to become one of Florida’s leading private residential and commercial lenders. Earlier this last month, it merged with DeMoya, Tewes & Associates of Miami, and plans to acquire a South Florida bank to provide additional services.

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