Commercial Programs

We have a variety of commercial programs that vary from the traditional bank loans with very attractive rates to a stated type product which is very popular.

As you know there are many factors that determine the eligiability of a property for financing, we therefore recommend that you call us so we can better understand your situation and objective. You may reach our commercial department directly at 305.760.7000 ext.304 or 305.495.6000.

Loan Programs Available:

  Program Features

• Subordinate Financing Allowed
• Gift Funds Allowed
• DTI up to 50%
• Self Employed, In Business Less Than Two Years
• Escrow for Repairs or Completion Allowed
• No Limit on Cash Out
• Light Doc Option
• LTV as high as 75%
• Loan amount $400,000 to Unlimited
•  2 to 10 year fixed

                        Loan Types

• Traditional Bank Programs
• Stated Income - Verifiable Asset
• Private Money

                            Commercial Property Types

• Multifamily
• Office Buildings
• Retail Centers

                                    Transaction Types

• Purchase
• Refinance
• Refinance Cash-out
  

 Do you have a loan scenario? CLICK HERE

Transactions are preferred in the tri-county area: Miami-Dade, Broward and Palm Beach. Transactions over $20 million are statewide.

Note: Programs are subject to change without prior notice. Each program has their set of underwriting guidelines, please contact one of our loan officers to acquire up to date and specific program requirements.